Tax Installment Payment Plan (TIPP)
Find Quick Forms and Information About TIPP Below!
Quick links and forms:
- Sign Up or Change Pre-Authorized Payments
- Cancel Pre-Authorized Payments
- Connect or Disconnect Residential Property Services
- Connect or Disconnect Commercial Property Services
- Change of Address and Contact Information Form
- TIPP - Tax Installment Payment Plan information
What is the TIPP program?
The Tax Installment Payment Plan (TIPP) allows you to pay your property taxes in equal monthly installments instead of a single annual payment. Taxpayers may apply if their tax & utility accounts are up to date. Payment is automatically transferred from your bank account on the 15th of each month. The Town of High River does not charge for this service, but normal bank charges may apply.
Understanding the Tax Installment Payment Plan (TIPP)
The Tax Installment Payment Plan (TIPP) helps make paying property taxes easier by spreading payments over 12 monthly installments instead of one large payment.
When you enroll in TIPP, your property tax payments are automatically withdrawn from your bank account on the 15th of each month, from January through December. This allows homeowners to budget for property taxes throughout the year.
Why Does My TIPP Payment Change in July?
This is one of the most common questions we receive. The answer is simple: the Town does not know the current year's property tax amount at the beginning of the year.
Property taxes are calculated after property assessments, municipal budgets, and tax rates have been finalized. Because this process is not complete in January, the first six TIPP payments are based on the previous year's property taxes.
This allows residents to begin making monthly payments right away rather than waiting until property tax notices are prepared and mailed in May.
Once the current year's taxes have been calculated, the remaining six payments are adjusted to reflect the actual amount owing for the year.
How TIPP Payments Work
January to June
- Payments are based on the previous year's property taxes.
- Think of these payments as an estimate based on last year's tax amount.
July to December
- Payments are adjusted based on the current year's property taxes.
- The remaining balance for the year is divided equally over the final six payments.
A Simple Way to Remember It
- January to June = Based on last year's taxes
- July to December = Catch up for this year's taxes
By Dec. 15, your property taxes for the year will be fully paid.
Example: If Your Taxes Increase
If your property taxes last year were $3,600, your January to June TIPP payments would be:
- $3,600 ÷ 12 = $300 per month
- $300 × 6 months = $1,800 paid by the end of June
Now, let's assume your current year's taxes increase to $4,200.
- Amount already paid (January to June): $1,800
- Remaining balance: $4,200 − $1,800 = $2,400
- July to December payments: $2,400 ÷ 6 months = $400 per month
In this example, the monthly payment increases from $300 to $400 beginning in July.
Important Things to Know
- TIPP spreads your property taxes over 12 monthly payments.
- Payments are automatically withdrawn on the 15th of each month.
- January to June payments are based on the previous year's property taxes.
- Property tax notices are typically mailed in May.
- July to December payments are adjusted based on the current year's taxes.
- Your monthly payment may increase or decrease in July depending on your current year's tax amount.
- You can enroll in TIPP at any time during the year, provided any outstanding amounts are paid first.
- Once enrolled, you remain on TIPP unless you choose to cancel your participation.
If you have questions about your TIPP payments or your property tax account, please contact the Town for assistance.
Answers to Commonly Asked Questions
How do I apply for the TIPP program?
Please complete the "Pre-Authorized or Change Banking Information" form to apply for the TIPP program.
To fill out the "Pre-Authorized or Change Banking Information" form, please ensure you have the following:
- Utility Account Number
- Tax Roll Number
- Current Tax Levy (can be found on your most recent Property Tax notice or by calling 403-652-2110)
- Banking information (Financial institution, Institution Number, Branch Transit Number, and Account Number)
How are the payments calculated?
Payments start in January of the current year and run through to December, with the first payment beginning January 15. The payments for the first six months are based on 1/12 of your previous year's assessment as an estimate. The current year's taxes are mailed in May, and if there is an increase or decrease in your taxes from the previous year, the remaining six months of payments will be recalculated to reflect your current tax levy.
What if I want to start on the TIPP program in the middle of the year?
You can enroll in TIPP at any time during the year.
If you join after January, any missed monthly installments must be brought up to date before enrollment can be completed. Any outstanding penalties on the account must also be paid.
Once the account is current, you can join the program and continue making monthly payments for the remainder of the year.
What if I want to change my banking information?
A change of banking information must be received by the 10th of the month in which you would like the change to occur.
What if I know I do not have the funds in the account for a payment?
Payments must be cancelled by the 10th of the current month to ensure the payment is stopped. NSF (non-sufficient funds) payments will be charged a $30 fee.
The town may remove a taxpayer from TIPP in the event:
The taxpayer fails to make up the defaulted payment before the next installment payment is due.
What if I sell my property?
If you sell your property, you must inform the town by the 10th of the month in which you would like to cancel your payment. Your solicitor should request a tax certificate from the Town of High River with the most recent tax levy and the current year's installments.
Do I need to apply each year?
Homeowners on the plan do not need to re-apply but must inform the Town of High River when they wish to end the program.
Ownership & Name Changes
All ownership and name updates to High River’s tax roll are based solely on the information provided by Alberta Land Titles. If you want to change the name on your account, contact Alberta Land Titles (link) online or at 403-297-6511.
Tax Certificates
The Town of High River offers immediate delivery of tax certificates or searches through our eServices. They can be ordered with a valid credit card or a pre-paid account.
- Online tax certificate | $25,
- Office issued tax certificate | $40.
*Credit Cards accepted.
We're here to help, contact us!
309B Macleod Trail S.W., High River, Alberta
Monday to Friday 8:30am - 4:30pm (Closed on statutory holidays)
corporateservices@highriver.ca
403-652-2110
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